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Income Protection

No-one knows what is around the corner so you should protect what is important to you, just in case the worst happens 

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An income protection plan is designed to assist you in the protection of your income in the event of accident or sickness. If you were unable to work due to accident or sickness you will receive financial assistance from the policy.

Income protection is not a legal requirement when you have a mortgage however should you become unwell you would benefit from the protection of this type of policy.

Should I choose an income protection plan?

If you are worried about not being able to continue with your mortgage and household costs in the event of accident or sickness then then cover can be arranged.

If you would like to discuss Income protection with us to find out the cost and more details request a call back from a member of our team to provide advice.

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  • Dedicated Mortgage Advisers
  • Knowledgable, friendly advice
  • Trusted and stress free advice
  • Making the process as smooth as possible

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It can be anything from a fixed rate to a tracker rate mortgage, or decreasing term life insurance or level term life insurance. All our mortgage advice and protection is dependent on what the client is looking for and what suits them best.

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© Copyright One Call Mortgage Hub Limited – All Rights reserved.

One Call Mortgage Hub Ltd is directly authorised and regulated by the Financial Conduct Authority under reference 604163. Registered in England No. 08504246 Registered Address: One Call Mortgage Hub Ltd, First Point, Balby Carr Bank, Doncaster South Yorkshire, DN4 5JQ. Calls may be recorded for training and monitoring.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: financial-ombudsman.org.uk

Option 1 – A Flat fee of £199 is charged for a single application, the charge is for advising and arranging the mortgage.   (£50 of this is payable on application, in the event that your mortgage cannot be placed with a lender this will be refunded)

Option 2 – Lifetime fee £300 will become payable on completion of the new mortgage, any future mortgage applications will then not be charged a fee.  .   (£50 of this is payable on application, in the event that your mortgage cannot be placed with a lender this will be refunded)

Your home may be repossessed if you do not keep up repayments on your mortgage.